[vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” el_class=”subheader”][vc_column width=”1/2″][gusta_post_title vc_id=”title-9278214875e05e5156aea7″ element_tag=”h1″ el_class=”post-title” tg_title_tg_normal_tg_advanced_css=”margin-bottom:15px !important;”][vc_empty_space height=”20px”][vc_column_text]Retirement is, in many respects, one of the most important stages of your life. When you are getting towards that part of your life, you might suddenly find that you feel a little in the dark about what to do and where to go for help.[/vc_column_text][vc_btn title=”Get Advice” style=”classic” shape=”round” el_class=”red-bg custom-btn” link=”url:https%3A%2F%2Fcsretirementsolutions.co.uk%2F%23contact|||”][/vc_column][vc_column width=”1/2″][vc_single_image image=”121″ img_size=”full” css=”.vc_custom_1580902966557{margin-bottom: 0px !important;}”][/vc_column][vc_column el_class=”header-bg”][vc_single_image image=”124″ img_size=”full”][/vc_column][vc_column][vc_raw_html el_class=”breadcrumbs”]JTVCd3BzZW9fYnJlYWRjcnVtYiU1RA==[/vc_raw_html][/vc_column][/vc_row][vc_row css=”.vc_custom_1577454478281{margin-bottom: 100px !important;}”][vc_column width=”2/3″][vc_column_text el_class=”heading small-heading” css=”.vc_custom_1578667582606{margin-bottom: 60px !important;}”]Retirement is, in many respects, one of the most important stages of your life. When you are getting towards that part of your life, you might suddenly find that you feel a little in the dark about what to do and where to go for help.

Retirement planning advice helps you to make the right decisions with your pensions, savings and investments to make sure you can maintain the lifestyle you want to once your regular working income has stopped or reduced.

Fortunately, there is plenty of help to be found, and as long as you know where to look, you can be sure that you are going to be able to get the advice you need. But why should you get that advice – and how should you go about finding it once you know that you might need it?

Why Do You Need Advice?

Some people reach retirement without having properly planned for it, and that means that they are likely to benefit greatly from receiving some kind of assistance with regard to what they should be doing with their money.

Finances are important to deal with at any stage of life, but perhaps no more so than when approaching retirement. Having some good quality and professional advice is likely to be very useful to know what you can do with your money and help you plan for the future.

Specifically, you might find that you could do with a little help regarding how to manage your pension pot. It might be that you have a pension scheme which pays out regularly, in the form of a salary, once you have retired.

Alternatively, it could be the case that you are merely given a lump sum upon retirement, which you then need to know what to do with. There are many considerations within that situation, and it’s common for people to seek help working out what is best to do with it.

Changes With Pensions

A big part of all this is ensuring that you are well informed on the current rules around pensions. They change all the time, of course, but any big changes are going to be something that you want to pay close attention to, as it is going to mean that you might have to alter how you are approaching your own pension and finances.

It used to be that once you had taken your tax-free cash from your pension, you then were obligated to use the remainder to buy you an annuity to see you over for the rest of your life. But as of April 2015, you can now use your pension pot however you like. While that gives you a certain freedom, with that freedom comes a lot of responsibility and – for many people – some deal of confusion. This is a good time to start seeking out some financial planning advice.

Where To Go

When you have decided that you might be able to benefit from some advice upon retirement for what to do with your pension pot, you then need to decide where you are going to go to find that help and advice. There are plenty of places you can go for that help, many of them offering you free advice, and you should absolutely go for those first.

You should then look into whatever you feel might be helpful, whether that is a personalised financial advisor or a friend you have who might be in the know regarding these kinds of financial decisions. Just make sure that you absolutely trust whoever you go to, as that trust is likely to prove important in all of this.

Taking The Advice

Of course, you are going to have to make sure that you take the advice you are given, and that you act upon it in the best way you know-how. It is important to remember, however, that ultimately everything you do is up to you.

A financial advisor can tell you what you should do in their opinion, but they can’t make you do anything, and you still have full responsibility for enacting upon it in the best way you see fit. So make sure that you do so if you want to be in a good position for the remainder of your retirement.[/vc_column_text][/vc_column][vc_column width=”1/3″][templatera id=”259″][/vc_column][/vc_row][vc_row][vc_column][templatera id=”251″][/vc_column][/vc_row]