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Your home may be repossessed if you do not keep up repayments on your mortgage.
We pride ourselves on securing the most suitable mortgage deals for our clients and we understand that circumstances are not always straight forward. Our team are experts in their field so you can rest assured that you are in safe hands when searching for your new mortgage, whatever your situation may be.

As one of the largest financial commitments that you’ll ever make, a mortgage is an extremely important life decision. Our team are here to give mortgage advice as we help you navigate the wide range of mortgage products on the marketplace. From buying your first home, remortgaging your existing one to equity release, our team aid with a range of issues that concern clients and we always personalise our services to your needs.



Some Buy to Let mortgages and some Bridging Finance is not regulated by the Financial Conduct Authority.A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.

The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.

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We have Mortgage Adviser’s based across the North.
Contact us to arrange your local appointment.

Help To Buy

The government has several schemes to support house purchasers, such as Help to Buy. The Help to Buy mortgage guarantee scheme helps you buy a home with a deposit of 5% of the purchase price. It’s open to both first-time buyers and home movers for new-build and older homes in the UK, with a purchase price of up to £600,000. The guarantee is provided to your mortgage lender by the government – not to you.

Buying A new Home

House buying can be a stressful and daunting experience. Whether you are buying your first home or are an experienced home mover, our specialist team can help make the process easy and stress free. We’ll liaise with all parties involved on your behalf.

First Time Buyers

Buying a home for the first time can be a daunting prospect. There’s so many things to think about – and that’s before you’ve even considered the many mortgage products, rates, and lenders to choose from. To help you reduce the stress, here are our top tips for first-time buyers.

Buy To Let

These mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property. Buying additional property for the purpose of letting it to earn rental income can be risky and complicated, since there is no guarantee that house prices will rise, nor that rental income will be uninterrupted.

Equity Release

An equity release is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. A lifetime mortgage reduces the value of your estate, will not be suitable for everyone, and may affect your entitlement to state benefits.

Bridging Finance

A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Loans are generally short-term and secured on the existing property, but repaid as soon as this is sold.