As one of the largest financial commitments that you’ll ever make, a mortgage is an extremely important life decision. Our advisers in Liverpool are here to assist with this, as we help you navigate the wide range of mortgage products on the marketplace. From buying your first home to finding a better remortgage deal, our local advisers are on hand with helpful, jargon-free advice.
A Mortgage Broker has expert knowledge of the whole of the mortgage market. This means that they can assist you in anything to do with mortgages, whether it be a general enquiry or an application.
Mortgage Brokers will help you to budget and plan your finances and ensure you can afford the repayments on your mortgage. We know all of the ins and outs of the legalities when it comes to the authorised and regulated financial conduct authority. They know how to pick out the top lenders for your needs.
What are the Benefits of Approaching a Mortgage Broker?
Mortgage Brokers deal with high street lenders and specialist lenders daily, therefore it should come as no surprise that some lenders offer exclusive deals through brokers.
You will save yourself so much time and stress by allowing a Mortgage Broker to do all the work for you. You will not incur a broker fee usually if you just have a general enquiry and it is always worth getting expert help.
A broker can let you know realistically what to expect from your own expectations and then explore what options you may have. They will be alongside you every step of the way and pride themselves on putting people first.
What Services do a Mortgage Broker Offer?
Besides a smile, a nice chat and a cup of tea if you are lucky, we offer our expert knowledge at your disposal. Whether you are looking for a buy-to-let mortgage or a mortgage as a first-time buyer, there is no client we haven’t already encountered and we can find that mortgage deal.
House prices and the mortgage market are ever-changing, and a broker keeps up to date with all the happenings. This means that they can get you access to more exclusive deals or the newest product on the mortgage market.
It can seem very daunting having to gather all of your documents together in the hopes of securing that dream property. A mortgage adviser can cast their expert eyes over your documents to make sure you have everything you need for your chosen lender. Being organised and prepared will increase your chances of being accepted by a lender and will also save a lot of time too.
Mortgage Brokers are there for advice and want to find the best mortgage for you and your needs. They will even give an estimate into how much they think you might be able to borrow after examining your accounts. They will explore different rates, both fixed rate and variable with you and ensure you know what you are committing to.
What are the Benefits of a Local Mortgage Broker?
A local Mortgage Broker can give deep insight into the area and the lenders in it. If you know what area you are looking to purchase a property in it is always worth reaching out to local brokers first. This is because they will have relationships with the lenders and services in the area.
They will know all of the best locations for your needs too and can offer a sense of familiarity if it is a new place. It is always worth seeking advice from a local broker if you know where you want to purchase your property.
For local enquiries and basic enquiries, brokers will not tend to charge you a fee . We can help find the right mortgage lender for you with a lenders criteria that fits your needs.
Protecting Your Property, Assets, and Belongings
Life and protection insurance policies protect you and your family from the financial consequences of death, a serious accident or illness, and unemployment.
Business protection is all about insuring for the unexpected. It’s a way of protecting your business if something goes wrong.
It’s important to choose the right insurance for your property. This protects your home, its contents, and your overall financial security.