Mortgage Broker York
It doesn’t matter if your buying your new home or remortgaging your existing one, you need a Mortgage Advisor you can trust and we are rated one of the Top Twenty Mortgage Brokers in the UK on Trustpilot.
Why? By using our extensive knowledge and experience within estate agency Mortgage Services, we not only help you secure the right mortgage, we also help you find the right home. From arranging viewings, negotiating on the price, to picking up the keys to your new home, our mortgage advisors are here every step of the way. We also have exclusive mortgage deals that you won’t find on the high street and we offer far more than a 9-5 service.
You’ll never experience a hard sell from us either, as ultimately, we’re here to provide you with the service you would expect along with saving you money! We aim to take the stress out of purchasing a property and we’re happy to discuss your needs in a consultation.
Simply give us a call on 03330 068314 complete the form below or send us an email to arrange a consultation.
Mortgage, Protection & Equity Release Advisor
How did you get into the role?
Originally an Estate Agent I worked closely with Mortgage Advisers and when I decided on a career change felt the transition to becoming a Mortgage Adviser provided me with the opportunity to do something different whilst continuing in the property industry that was in my blood.
What do you love most about what you do?
I have always enjoyed assisting clients with their moving needs and get a real Buzz from helping people buy and finance their properties.
How do you describe your job to your family and friends?
I arrange mortgages for people and advise on their protection needs ensuring they will never face a situation where they could lose their home. I help them with all aspects of property purchase and if they so require I locate and negotiate a purchase on their behalf. With my 30 years of property experience I invariable save my clients many thousands of pounds in the process and make it as stress free as possible.
What ‘powers’ you through the day?
The many challenging situations that are thrown at me and the opportunity to solve them on my clients behalf.
If you weren’t a mortgage adviser, what job would you love to do?
Management Consultant, I have always liked the thought of helping business owners to develop their companies
What’s an ideal weekend for you?
When the whole family gets to spend time together not forgetting Teddy the dog!.
The one tune that motivates you?
“I want it all” By Queen – As a guitar player myself I really love the energy create
One thing on your bucket list and why?
Visiting the Masters Golf Tournament at the Augusta National in America. As an avid Golfer, experiencing the history and atmosphere of this world famous sporting event which is one of the worlds 4 golf majors, would be fantastic.
Get Local Advice From A York Based Broker
When dealing with a York-based mortgage broker, you’ll get the benefit of local expertise. Your mortgage broker will have likely set up hundreds of local mortgages, so will be able to advise you on everything from unusual constructions to up and coming local areas. Preparing questions about whether they’ve brokered mortgages in places you’re considering is the perfect way to benefit from their knowledge of the York area.
Make The Most Of Local Relationships in York
If you’re going local for all of your mortgage services, you might find that you benefit from local connections. If your mortgage broker has worked with your local solicitor (or buyer’s solicitor) previously, you might find the process works more smoothly as they already have a working relationship. Whether you’re looking for a local surveyor or solicitor, it might be worth asking your mortgage broker if they have worked with them before (you never know, they might be able to help).
Mortgage Brokers Take The Stress Out Of A Complex Process
Mortgage brokers in York will take the stress out of what is essentially a time-consuming process, keeping you up to speed with your mortgage application. They’ll help you with:
The agreement in principle process and how much your lender will be able to lend
Understanding how much you can borrow and which lenders offer you the best rates
Information about freehold and leasehold and is involved in these mortgages
Mortgage Brokers Will Provide You With Financial Advice
It’s a mortgage broker’s responsibility to make sure you can afford to maintain the mortgage based on your income. They will run through your expenditure and might even provide local knowledge of future expenditures (like York council tax outgoings), to give you an accurate picture of what your disposable income will look like. This is what the lender will be assessing, too, so it serves as a good pre-screening of your finances ahead of the application.
Local Mortgage Brokers Are Easily Accessible For Quick Advice
Your local York based mortgage broker is an added convenience as they are on hand to give you quick and simple advice, whether you aren’t sure about agreements in principle, or whether you want to ask if they’ve worked with a specific building surveyor or insurance provider. They can use their connections to provide you with preferential rates with suppliers on life insurance, or simply tell you what the next step in your mortgage process is.
We have Mortgage Adviser’s based across the North.
Contact us to arrange your local appointment.
Buying A new Home
House buying can be a stressful and daunting experience. Whether you are buying your first home or are an experienced home mover, our specialist team can help make the process easy and stress free. We’ll liaise with all parties involved on your behalf.
We pride ourselves on securing the right mortgage deals for our clients and we understand that circumstances are not always straight forward. Our team are experts in their field so you can rest assured that you are in safe hands when searching for your new mortgage, whatever your situation may be.
Whether it’s protecting your family, your business, your home and/or its contents, finding the right insurance can be confusing. We’re on hand to offer help and guidance to make sure all of your needs are fully covered should the worst happen.