Mortgage Broker Nottingham
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How a Mortgage Broker in Nottingham will help you buy a home
As a city, Nottingham has it all: a strong housing market, good food, shopping, nights out, things to do and a good bit of history too. It’s an excellent place to buy a home, and who better to help you do that than a local Mortgage Broker?
What does a Mortgage Broker do?
Mortgage Brokers are financial experts who can help you buy a home. As advisers we focus on mortgages, but we know a lot about the local housing market and can advise you at every step towards owning a property.
We will confirm how much you could borrow and make sure you fully understand how mortgages work and what happens at each stage of the buying process. We compare hundreds of mortgage products to recommend the most suitable deals for you.
We’re very experienced, independent and we have lots of useful contacts in Nottingham.
What are the benefits of using a Mortgage Broker?
Mortgage Brokers take the stress and hard work out of buying a home. We have access to hundreds of mortgage products and dozens of mortgage lenders to find the most suitable deals for you. While you might think it’s easier to go to a high street bank, remember that they can only promote their own products.
We compare criteria, fees, charges and rates as part of your free mortgage consultation, and we’ll only put you forward for mortgage deals that will accept you. We also make sure that the repayments on your mortgage won’t overstretch you: your home may be repossessed if you fall behind.
What services do Mortgage Brokers offer?
Once you start talking to a CS Mortgage Advisor you’ll realise that we give you a great level of support. The first step is to confirm how much you could borrow and look at your credit rating. Once you’ve set your property budget we’ll get you an Agreement in Principle from a lender, putting you in a great position to make an offer.
Once your offer is accepted we’ll help you with the mortgage application process to get that loan.
If you’re a First Time Buyer we can also talk you through the different mortgage types: fixed rate, variable rate, interest only, discount and capped products. We support clients who are moving home, looking for a remortgage or Buy to Let mortgages too.
Many clients choose to take out mortgage protection insurance, and we can talk you through options like life insurance, home insurance, critical illness cover and income protection.
When it comes to mortgage advice in Nottingham clients get much more support than they expect. Our Mortgage Advisers will help chase up outstanding details to keep your home purchase in progress – right up until you collect the keys.
In addition, we know Nottingham and the surrounding areas inside out, and can connect you with any experts you need along the way.
Why buy a home in Nottingham?
Nottingham is a unique and rewarding place to live in the UK. In terms of property it offers everything from cool city apartments to family homes near green spaces, renovation projects, luxury homes and country living in the surrounding villages. Prices are notably cheaper than city homes further south, too.
It’s a fantastic place to live, as Nottingham has great music venues, arts and culture, and many award-winning bars and restaurants. The city is steeped in history, has good schools and universities – plus it’s well located for trips to London, the Peak District and the East Coast.
With two renowned universities and a large student population, the rental market is thriving in Nottingham. Buy to Let purchases can be a sound investment here.
What are the benefits of using a local broker?
At CS we know Nottingham’s most desirable postcodes, its hidden gems and Buy to Let hotspots. We’ll give you indications of typical prices and guide you on how much to offer.
Clients really value our experience of the Nottingham mortgage market – and we’re a friendly, welcoming team. Get in touch – our mortgage service is available over the phone, via video call, face to face, whatever works best for you.
CS Mortgage Solutions is a trading name of CS Financial Group Ltd, a Limited Company registered in England & Wales no. 10731629. CS Financial Group Limited is an appointed representative of Openwork Ltd, which is authorised and regulated by the Financial Conduct Authority.
We care passionately about making financial advice accessible to all, in an easy to understand and friendly manner. We aspire to raise standards in all areas of financial advice and hope to challenge any negative industry perception by offering a genuine and trustworthy service.