Mortgage Broker Newcastle
Buying a home is a huge decision. It’s one of the biggest financial commitments we make, which is why finding the right mortgage is so important. Our advisers in Newcastle are here to assist with this, as we help you navigate the wide range of mortgage products on the marketplace. From buying your first home to finding a better remortgage deal, our local advisers are on hand with helpful, jargon-free advice.
What Does A Mortgage Broker Do?
A Mortgage Broker has expert knowledge of the whole of the mortgage market. They put this expertise to use by helping people like you get set up on a mortgage deal. A Mortgage Broker can help you save time, effort, and potential disappointment by guiding you through the mortgage process.
There are a lot of different lenders out there, even some specialist lenders, and it can be daunting to know where to begin. No matter what your circumstance there options for you will be and if there isn’t, a Mortgage Broker will not waste your time.
It is all about picking the right Mortgage Broker and here CS Mortgage Solutions we pride ourselves on being rated one of the Top Twenty Mortgage Broker s in the UK on Trustpilot.
From arranging viewings, negotiating on the price, to picking up the keys to your new home, our mortgage advisors are here every step of the way. We have access to deals that you will not find on the High Street.
What are the Benefits of Using a Mortgage Broker?
Besides saving yourself a lot of time and stress a Mortgage Broker has access to exclusive deals. This is because they have built relationships with lenders. It is much better to approach a Mortgage Broker who can give you an overview of the whole market as opposed to a bank or individual lender who can only offer their products.
The number of different lenders with different criteria that are out there is vast so a Mortgage Broker could help to speed up the process. Lenders will favour you if you have sought advice from a Mortgage Broker too as it shows that you are handling your finances and taking it seriously.
What Services are Offered by a Mortgage Broker?
It doesn’t matter if you are self-employed or looking for your first property as a first-time buyer, you might even be buying your fifth property to rent out, no matter what the circumstance a broker can help.
They will be able to talk you through mortgage payments and mortgage lenders. They will work to find the best mortgage for your needs. They will look at house prices for you and even find your properties too.
Mortgage Brokers will help with the whole of the application and make sure that you are providing the documents needed to improve your chances of being accepted by a lender. They will do all of the math with you to ensure you can afford repayments on your mortgage and explore all rates whether it be fixed-rate mortgages, variable or a specialist mortgage.
There is no specific service offered by a Mortgage Broker as the service will be entirely catered to you and your financial needs and wants. They can help with remortgaging, buy to let mortgages too, and will even perform reviews to ensure you are getting the most from your money.
What are the Benefits of Using a Local Broker?
The benefits of using a local broker are quite simple, they know the area. If you use a local broker for the area you are applying for a mortgage in, they will have more specific knowledge of your property and the local area.
Local brokers also know local lenders and other services to help you with getting set up in your new property. There is nothing better than supporting each other locally too. You should try to make sure that you have all of your paperwork together before your appointment to ensure that the process can be as quick as possible.
Brokers do not tend to charge you a fee until the mortgage application is being processed. This means that you can access mortgage adviser fee-free for general enquiries.
We know the Toon like the back of our hand and we pride ourselves in having strong relationships with some of the best Geordie lenders. We are proud of our area and want to make sure you feel at home no matter where you are.
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We care passionately about making financial advice accessible to all, in an easy to understand and friendly manner. We aspire to raise standards in all areas of financial advice and hope to challenge any negative industry perception by offering a genuine and trustworthy service.