Protected: Should I Consider Downsizing Or Releasing Equity During The Cost Of Living Crisis?
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I had been working at a building society for 18 years and worked my way up to a Branch Manager. The role became redundant and I saw an opportunity to go back to doing the role I enjoyed the most which was a mortgage adviser.
I love meeting new people and getting to know them and helping them it gives me a buzz.
Helping people get on the property ladder and find and secure their dream house or saving them money on there current deal.
Being busy and lots of coffees.
Not sure about that one but it would have to customer facing as I love chatting and helping people.
Spending time with my family , Shopping and I love a glass of red wine and a Chinese take away on a Saturday night.
I couldn’t really say just one as I love any dance athems. Especially ones from the late 80s and early 90s.
Congratulations! You’ve decided that you are ready to purchase a home and are about to embark on a journey to find the house of your dreams, as well as the right mortgage to help get you through your new front door.
While going to your bank for a mortgage is a popular choice for many, a mortgage broker is another option that shouldn’t be forgotten about. We are here to help you in Kendal and the surrounding areas to advise, and guide you through the complicated process from beginning to end.
A mortgage broker can take the hassle, stress, and time out of the shopping process to find the right mortgage loan, serving as a middleman between you the borrower and the lender. The broker handles the process of securing the loan and will guide you through the whole buying process, providing guidance and expert advice. Not only that, but a mortgage broker will also gather all of the paperwork involved, which is often a relentless and time-consuming process, making your life easier.
There are many advantages to working with a mortgage broker to guide you through the home buying process, including opening you up to a broader choice of lenders, some of who you may never have even heard of. Brokers know which lenders specialise in certain areas narrowing down your search time. They also know how lenders structure their mortgage offers, which assist by understanding the fees and clauses, meaning they can gain access to the range of mortgages most suitable to your personal circumstances.
Other benefits include:
Mortgage brokers can offer a range of services, including:
Using a local broker’s services works to your advantage, thanks to their knowledge of the local housing market. Knowing the area you want to live in will give them a good concept on any local risks. This ensures that you get a tailored and more personal service meaning that you get more value for your money. They also have a better understanding of local estate agents and solicitors, so you are gaining the benefit of their knowledge and relationships.
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Saving For A Pension 2023 Jamie Benn, Financial Advisor at CS Financial Group talks us through pensions and how to save for the future. Will