Mortgage Broker Bradford

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Your home may be repossessed if you do not keep up repayments on your mortgage.
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Sarah Brogden

Mortgage & Protection Adviser

How did you get into the role?

I Have worked previously at Santander for 19 years face to face, helping clients, until my role became redundant last year and the branch I was working at closed.

I looked at my options and realised that staying within Financial services was the best choice for me seeing I had been in amongst it for such a long time.

I had been recommended Craig at CS Financial Group through a friend, about the excellent service and knowledge of all his colleagues and this is when I decided to become self employed.

What do you love about what you do?

I love been able to chat to my clients and help them understand one of their biggest financial purchases to happen in their life.

How do you describe your job to your family?

I help people buy their dream home.

What powers you through the day?

Coffee !! But also knowing I have helped my clients to the best I can. If I have done that then I know I can sleep at night.

If you weren’t a mortgage adviser, what job would you love to do?

Very different but a beauty therapist!

What’s an ideal weekend for you?

Going out for meals with my family, watching my partner and daughter play cricket.

The one tune that motivates you?

Motivational song ‘Im a survivor’

Mortgage Broker Bradford- A local touch

Nestled close to Leeds, the draw of a new lifestyle, one which will be quieter, as well as having an abundance of picturesque countryside and outdoor space to enjoy, makes Bradford a great location for buying a property. With a University, good schools, good transport links, and a melting pot of people and culture, it is a city with plenty of appeal. It makes a good choice for families and retirees alike. Whether you are looking to buy your first home, looking to upgrade with a move from the south, or wanting to downsize, it is an area of the country that will help you to get value for money.

Whatever your current circumstances are and why you want to move, looking for a mortgage broker in Bradford can help you to find your dream home, and then help you to be able to finance it in a way that is right for you.

What does a mortgage broker do?

Choosing a qualified mortgage broker like us to work with, could be compared to a financial adviser. We have expertise in mortgages and buying homes, as well as plenty of experience in this area. So our job as mortgage brokers is to make sure that you find the kind of mortgage that is right for you, with rates and payments that will suit your circumstances, needs, and budget. As mortgage brokers, we will talk with you in detail about your options, and then show you what the best options for you are, all with our expert knowledge in this area. Being experienced with the housing market and mortgages, we can show you the lenders and mortgage rates and deals that are out there and that would suit you best.

As mortgage brokers, we do have a duty of care, which means that we wouldn’t recommend something to you if we couldn’t justify why. The choices we make and the decisions that we come to are based on your individual situation, and we consider a variety of aspects, such as how much deposit you have, credit history, interest rates, and the cost of monthly repayments.

What are the benefits of using a mortgage broker?

When you are moving house and looking into mortgages, you could just go direct to your own bank, for example. However, when you do this, it could mean that you miss out on some of the benefits that come from using a mortgage broker to find the mortgage for you.

Mortgage brokers are professionals who are qualified and experienced, meaning that we have a wealth of knowledge in the area of finances, buying homes, and mortgages. This means that we are well-positioned to be able to help as you make a decision about your mortgage.You want to choose the one that is right for you, at the end of the day. We can help to save you time, as you don’t have to do the research yourself. We also have access to a range of lenders that you may not have heard of or that don’t deal directly. This opens up the mortgage product choices available to you.

What services are offered by a mortgage broker?

Mortgage brokers offer more than just mortgage advice. As mortgage brokers we can also help you with finding life insurance, as well as payment protection. We can also help you to choose the right kind of buildings and contents insurance, to cover your needs. Whether you are buying your first home or your hundredth, mortgage brokers can help you, because things in this industry can change all too often.

If you are looking to remortgage, then we can offer advice in this area too. If you are self-employed, then it can make getting approved for a mortgage a little more of a complicated process. This is something that as mortgage brokers we can navigate for you as well. Choosing a mortgage broker, local to you, can find you the best options, and this isn’t always going to happen when you go directly to your bank. We can recommend homeowner insurance, based on your mortgage arrangements. Plus, in the event of something like critical illness, death, or redundancy, we can help to make sure that you are covered.

What are the benefits of using a local broker?

Choosing a mortgage broker based in Bradford is going to make a lot of sense if you’re planning a move to the area. We know the local area well, and we have local contacts, to help you to get better rates on local services. We also work with surveyors and local solicitors, and can recommend those that are great to work with, helping the move to run smoothly.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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